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Resume

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INTRODUCTION

I am a recent Loughborough University graduate, completing my degree with a 2.1 BA Honours in Retail Marketing and Management in 2016.

Throughout my university career I was actively involved within the world of property; having worked for local estate agents on the marketing, management and letting of their properties.

During my time at university I identified an opportunity within the student rental market for a range of bespoke, luxury student houses that generated higher rental returns. I created Clan Living, a luxury serviced student home concept serving the needs of privileged students seeking better standards of living.

I currently seek to purchase additional properties to expand my portfolio whilst incorporating them into my luxury brand. This document is designed to provide assurance to potential lenders of my extensive experience within property development.

EDUCATION

Bedales School | 2007-2012
- A Levels: Economics (A), French (A), Biology (B)
- GCSE: 2 A*’s, 6 A’s, 1 B - Includes Spanish (A*), French (A*), Maths (A), English (A

Loughborough University | 2012-2016
- Retail Marketing & Management Graduated 2.1 BSc Honours

PREVIOUS PROPERTY EXPERIENCE

LOC8ME

2013 - 2014 | Lettings & Marketing assistant

  • Carried out viewings with prospective clients, learning the art of front line salesmanship.

  • Assisted in marketing administration, leafleting and collecting marketing data.

2014 - 2015 | Placement Student

  • Was assigned a broader role within the company, involved in all aspects from accounting to day to day property management.

  • Began overseeing property renovations with full project management responsibility. Accountable for sourcing of materials, to management of contractors/staff to design of property.

2015 - 2018 | Consultant

  • I worked for Loc8me on a multitude of projects, including property compliance, marketing, sales & administration.

CLAN LIVING

2015 - Present | Founder - Director

  • Managing my luxury student accommodation brand involves regular marketing efforts in order to raise brand awareness and identify suitable prospective clients.

  • I am constantly seeking new property opportunities to expand portfolio, including normal HMO assets as well as commercial buildings to convert into residential units.

  • Developing guidelines and business models to attract external landlords and investors with suitable properties for development.

  • I actively manage all the properties in the portfolio, right from acquisition, renovation all the way to letting and administration.

PREVIOUS PROPERTY PROJECTS

Hull Property Portfolio: 2015

  • During my time at Loc8me I was tasked to renovate 11 student properties in 10 days to meet a move in deadline for the University of Hull.

  • This was a significant project, involving major organisation and project management of 3 separate teams of contractors across the 10 days.

The deadline was met and the properties are now healthy assets generating above market rental returns.

41 York Road, Loughborough: 2016

  • I sourced and acquired this property off-market in late 2016.

  • I carried out an extensive renovation programme, consisting of a double garage conversion as well as various internal works.

  • I converted the property from 5 bedrooms, 1 bathroom to a 6 bedroom, 2 bathroom luxury student property.

81 Worthing Street, Hull: 2016

  • This was a previously derelict student property having stood vacant for years. I was tasked with overseeing a full renovation and design of the property into a modern student home.

  • It now generates above market rent from students of Hull University.

9 Wheeltappers Way, Loughborough: 2016

  • The landlord requested that the property was renovated in accordance with current market designs and legislation, as the property was struggling to let year upon year.

  • The property now meets all required legislation and is let for above market rent.

Orchard Court Apartments, Loughborough: 2017

  • The block of 12 flats is showing signs of ageing and requires modernisation to keep up with market standards.

  • I created a detailed 3 year renovation schedule; consisting of renovating 4 flats every year along with a specification to minimise risk of delays and eliminate unnecessary costs.

  • I have overseen the first year of renovation and am now preparing for the next 4 flats for the summer of 2018.

44a Ashleigh Drive, Loughborough, 2018

  • I sourced and acquired this off market opportunity in late 2017.

  • I obtained planning permission to convert the property from a C3 - C4 dwelling, allowing me to rent the property to shared occupants (students).

  • I then carried out extensive renovations to turn the property from a 3 bedroom, 2 bathroom property to a 6 bedroom, 4 bathroom property on the edge of the Loughborough University campus.

  • I remortgaged the property, allowing me to recoup the majority of my funds, leaving me with capital to reinvest.

94 Holt Drive, Loughborough, 2018

  • I sourced and acquired this off market opportunity in late 2017.

  • Having been already let to students, I did not require planning permission to let the property to - students.

  • I converted the internal garage into an additional lettable bedroom, and reconfigured the existing layout to turn the property from a 5 bedroom, 2 bathroom house into a 6 bedroom, 6 bathroom student property.

37 Radmoor Road, Loughborough, 2019

  • I sourced this off market property from the RNIB, based in Loughborough.

  • A previous hostel for the hearing impaired, I applied for and was granted planning permission to - convert the property from a hostel to class Sui Generis, Large HMO.

  • I will be renovating the property to turn the property from 7 - bedrooms, 3 bathrooms to 10 bedrooms, 6 bathrooms in 2021.

  • In addition, there is a large stand alone garage at the rear of the property, which I will be applying for planning permission to convert into a studio flat. This will increase my rental returns for the site.

122 Paget Street, Loughborough, 2019

  • I sourced this off market property via mutual friends.

  • A classic British 2 bed terraced, this property is in an ideal student location and was a strong addition to the portfolio.

In addition the major projects above, I have been involved to some extent in over two dozen renovation projects since 2015.

FOCUS / NICHE

I specialise in acquiring HMO properties in need of modernisation to carry out extensive refurbishment, with the aim of re-financing the asset as soon as permitted.

My ultimate objective is to sufficiently increase the value of the property in order to secure a secondary loan against the asset to finance further investments whilst creating positive cash flow.

I commit to a high end renovation specification to cater for a student audience which is becoming increasingly discerning with regards to their standard of living. I charge rental prices substantially above market average, whilst providing a personal and effective customer service.

LEGAL STRUCTURES

HAMM HOLDINGS LTD

Director

  • Hamm Holdings LTD is a SPV / holding company created to hold all properties purchased for development.